Terms of Service Change History

The ToS now explicitly states Simply Wall St may change or add to the Platforms, Terms, information, products or services 'without notice.' This gives the company broad discretion to materially alter the service and terms users agreed to, with no obligation to inform users of changes in advance.

Effective: September 7, 2026

The ToS explicitly disclaims liability for computer system damage and makes only a best-efforts (not guaranteed) commitment to platform uptime. The company states 'we make no commitments in regards to the minimum amount of uptime' and accepts no liability for errors or outdated information, limiting user recourse significantly.

Effective: September 7, 2026

New section establishes that Simply Wall St is a Corporate Authorised Representative and explicitly states all advice is general advice only, prepared without considering individual objectives or financial situation. Users are directed to seek independent financial, taxation, and legal advice before making investment decisions, which clarifies the company's limited regulatory responsibility.

Effective: September 7, 2026

A new 'Conversational AI' section introduces AI Chat and future AI features with separate AI Supplemental Terms that override standard Terms in case of conflict. Users must affirmatively enable and agree to these AI-specific terms, establishing a distinct legal framework for AI-generated responses and data handling.

Effective: September 7, 2026

New detailed Referral Program section establishes eligibility requirements, acceptable use restrictions (prohibiting posting on social media/public forums), a 10-referral-per-year cap, and 30-day subscription maintenance requirements. Rewards are non-transferable and non-redeemable for cash, with Simply Wall St retaining discretion to substitute rewards.

Effective: September 7, 2026