"The service exhibits extensive data collection and sharing practices, particularly concerning sensitive personal information, leading to a moderate to high overall risk."
LawPay Privacy Concerns & Scorecard
Extensive collection of sensitive personal information, including financial data and identity verification.
Personal information is shared with multiple third parties, including for marketing purposes.
Data retention policies allow for long-term storage of personal information.
Use of data for targeted advertising raises privacy concerns.
Limited options for users to control their data and opt-out of sharing.
No recommended actions at this time.
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Terms of Service Updates
Expanded grounds for account termination
NEW version adds explicit right to terminate if merchant fails to notify 8am of changes to merchant profile (ownership changes, business opening/closing, bankruptcy, new agreements affecting the account). OLD version did not clearly state this termination right for failure to notify.
Effective: September 11, 2026
New settlement account change procedures
NEW version requires merchants to contact Customer Support or Relationship Manager to change settlement accounts, establishing a formal process. OLD version had no explicit guidance on settlement account changes.
Effective: September 11, 2026
Explicit liability disclaimer for authorized but disputed payments
NEW version explicitly states 8am is not responsible for authorized and completed payments that later become disputes, refunds, reversals, or are submitted without authorization. OLD version did not have this clear liability limitation statement.
Effective: September 11, 2026
Why We Analyzed LawPay
TrueTerms automatically audits privacy policies and data practices using advanced machine learning to keep you informed and protected. This scorecard is based on the latest available public terms of service and privacy policies as of 2026.