"CarCover has a high overall risk score due to extensive data collection practices, including sensitive financial information. Additionally, the sharing of data with advertisers for targeted advertising raises significant privacy concerns."
CarCover Privacy Concerns & Scorecard
CarCover collects a wide range of personal and sensitive data types, including financial information.
Anonymous usage data is shared with advertisers for targeted advertising, which involves tracking user behavior.
Data may be shared with trusted third-party providers for services, but not sold for direct marketing without consent.
Data retention policy is vague, stating it is retained as long as necessary without a clear deletion mechanism.
Users can opt out of third-party sharing and request data deletion, but the process may not be straightforward.
No recommended actions at this time.
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Terms of Service Updates
New Shipping Protection Option Limits Company Liability for Theft
The new version introduces optional Shipping Protection that changes the company's liability for post-delivery theft. Previously, there was no mention of this scenario. Now, the company disclaims responsibility for packages stolen after confirmed delivery unless the customer purchased Shipping Protection at checkout. This shifts financial risk to customers who don't opt into the paid protection.
Effective: October 2, 2026
Extensive Restrictions on Use Section Removed
The new version eliminates the detailed 'Restrictions on Use' section that previously prohibited scraping, crawling, automation, harassment, and various harmful activities. While some conduct rules remain in 'Your account & conduct', the comprehensive restrictions on technical misuse, data collection attempts, and IP infringement are no longer explicitly stated.
Effective: October 2, 2026
Intellectual Property Ownership Language Significantly Reduced
The detailed 'Ownership of Intellectual Property and Limited License' section, which explicitly outlined trademark protections, trade dress, and trademark restrictions on user conduct, has been substantially condensed or removed. The new version does not clearly restate these IP protections and use restrictions.
Effective: October 2, 2026
Why We Analyzed CarCover
TrueTerms automatically audits privacy policies and data practices using advanced machine learning to keep you informed and protected. This scorecard is based on the latest available public terms of service and privacy policies as of 2026.