Terms of Service Change History

NerdWallet expanded its covered websites to include www.collegefinance.com, refirate.org, and capablestudentloans.com, and added new service categories including third-party data aggregation services, automated investing, treasury accounts, and cash accounts. This materially expands the scope of services governed by these Terms.

Effective: August 4, 2026

The previous version included detailed Section 2(c) with forum content licensing granting NerdWallet royalty-free, perpetual rights to user-submitted content. This section is completely removed from the new version, though the Forums section itself is also absent, suggesting either discontinuation of forums or relocation of these terms.

Effective: August 4, 2026

The new version removes reference to Quinn financial planning partnership with Hyve, Inc. and instead emphasizes that NerdWallet Advisors is SEC-registered and operates a 'Match' service connecting users with third-party providers for compensation. It adds explicit disclosure that NerdWallet Advisors does not provide direct financial advice and adds a new section for NerdWallet Wealth Partners as a separate SEC-registered adviser.

Effective: August 4, 2026

The credit pull authorization in Section 2(a)(i) changed from authorizing recommendations for 'financial products and services offered by NerdWallet partners' to 'financial products and services offered by NerdWallet and/or its partners,' indicating NerdWallet may now directly offer financial products rather than only affiliate referrals.

Effective: August 4, 2026

New Section 2(d)(i) introduces SMS/Text Program terms and conditions with a link to separate terms at nerdwalletwealthpartners.com/sms-terms, indicating a new communication channel subject to separate agreements not fully visible in this ToS excerpt.

Effective: August 4, 2026