"Gusto's privacy practices present significant risks due to extensive data collection, including sensitive personal information, and broad sharing with third parties. Users have limited control over their data and vague retention policies, increasing the potential for unauthorized access and misuse."
gusto Privacy Concerns & Scorecard
Gusto collects extensive personal and sensitive data, including financial, health, and biometric information.
Data is shared with numerous third parties, including service providers, advertising partners, and government agencies.
Gusto employs tracking technologies for personalized advertising and does not provide a clear opt-out mechanism for all types of tracking.
Data retention practices are vague, with some data retained indefinitely or as required by law.
Users have limited control over their data, with vague options for deletion and no clear notification of policy changes.
No recommended actions at this time.
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Terms of Service Updates
New Gusto 401(k) Terms Link Added
A new terms document link '[Gusto 401(k) Terms](/legal/terms/gusto-401k-additions)' has been added to the terms index in the NEW version. This appears to be supplementary documentation for Gusto's 401(k) offerings but does not indicate material changes to existing service terms.
Effective: September 6, 2026
Privacy Notice Last Updated to June 1, 2026
The Privacy Notice timestamp has been updated to 'Last Updated: June 1, 2026' and 'Effective Date: June 1, 2026' in the NEW version. However, the actual content of the privacy notice provided is incomplete in both versions, truncating mid-sentence, so specific material changes cannot be assessed.
Effective: June 1, 2026
Employer Terms of Service Last Updated to August 1, 2025
The Employer Terms of Service now shows 'Last updated August 1, 2025' in the NEW version (not present in OLD). The document includes prominent arbitration notice language requiring binding arbitration and waiver of class-action rights, though the full text is truncated in both versions.
Effective: August 1, 2025
Why We Analyzed gusto
TrueTerms automatically audits privacy policies and data practices using advanced machine learning to keep you informed and protected. This scorecard is based on the latest available public terms of service and privacy policies as of 2026.