"Greenlight presents a HIGH-RISK privacy profile (68/100) comparable to Google and Microsoft due to extensive collection of sensitive financial and health data, broad sharing with government agencies and credit bureaus, cross-site behavioral tracking for advertising, and indefinite retention justified by vague business purposes. The policy lacks meaningful user controls, does not respect Do Not Track signals, and requires users to accept data transfers to acquirers as a condition of service. Critical risks include children's data collection and sharing of tax IDs, bank accounts, and health insurance claims with multiple uncontrolled third parties."
greenlight Privacy Concerns & Scorecard
Extensive collection of highly sensitive financial and health data including bank account information, taxpayer identification numbers, health information, health insurance details, and insurance claims information
Broad sharing of sensitive data with extensive third-party ecosystem including government agencies, tax authorities (IRS, state/local), insurance carriers, healthcare providers, financial institutions, and credit bureaus
Cross-site behavioral tracking using cookies, pixel tags, and web beacons for targeted advertising and marketing program evaluation
Indefinite data retention justified by vague 'legitimate business purposes' with no specific retention schedules defined
Unilateral policy modification with only notification requirement; continued use implies acceptance without affirmative consent
No recommended actions at this time.
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Data Collection & Tracking
Personal Information Collected
Account creation, identification, and authentication
Service provision and financial processing
Benefits administration and health plan coordination
Communication and social integration
Site functionality, analytics, and advertising targeting
Family benefits administration and account setup
Service eligibility determination and fraud prevention
Cross-Platform Tracking
Greenlight and its advertising partners use cookies, pixel tags, and web beacons to track user activity across the Greenlight site and other websites for targeted advertising and marketing evaluation purposes. The company does not respond to Do Not Track browser signals. Users can opt out via TRUSTe preferences manager but cannot fully disable tracking without losing site functionality.
Tracking Methods:
Cookies
First-party and third-party cookies used by Greenlight and advertising partners to track user activity on the site and across other websites for targeted advertising and marketing evaluation
Pixel Tags & Web Beacons
Tracking pixels and web beacons deployed by advertising partners to collect information about user activities on Greenlight and other sites for behavioral tracking and retargeting
Device Fingerprinting
Collection of device identifiers, operating system, browser type, and IP address to identify and track individual users
AI & Data Training
greenlight does not train AI on your content
Based on their public policy, your content is not used to train AI models.
How to Object
No opt-out available
This service does not currently provide a public way to opt out of AI training.
Why We Analyzed greenlight
TrueTerms automatically audits privacy policies and data practices using advanced machine learning to keep you informed and protected. This scorecard is based on the latest available public terms of service and privacy policies as of 2026.